Missaukee County has limited funds available on an annual basis from which it can award emergency housing grants. Emergency housing projects include projects designed to ensure the safe and sanitary occupancy of a home and typically include replacement/repairs to the roof, furnace, water supply system, septic system, defective wiring, doors/windows and home egress (i.e., entry stairs).
Applicants must satisfy a number of criteria in order to be considered for an emergency housing grant. A copy of the full program guidelines is posted for review here. Some of the key requirements are as follows:
- Applicant must be an individual or family resident of Missaukee County who has owned and occupied a single family residential dwelling for at least one year, or is purchasing such property under a land contract or mortgage, or resides under the provisions of a life lease. The land contract or mortgage must be recorded. Properties in a trust are not eligible.
- Applicants must meet income requirements combining gross income (as defined by HUD and MSHDA policy) of the applicant and household members who share the same dwelling unit. Income must not exceed 80% of area median income based on household size, as determined annually by HUD (see current table below.)
- Applicant’s total liquid assets must not exceed $10,000.
- Applicant must be current on mortgage or land contract payments.
- Applicant must provide proof of current home insurance.
- Applicant cannot be delinquent on property tax payments.
- For mobile homes to be eligible, they must have been constructed using the standards established by HUD effective June 15, 1976, as amended, and titled, “Mobile Home Construction and Safety Standards.”
Individuals who believe they may qualify for an emergency housing grant are encouraged to contact Missaukee County at (231) 839-4967 x242 to discuss their situation and request an application. Due to the large demand, a program waiting list has been established. As funding becomes available, qualified applicants are evaluated and served on a first-come, first-served basis.
Once an applicant has been determined qualified for grant funding, he/she is required to seek at least two, preferably three competitive bids for the emergency repairs approved for funding. All bids must be from qualified, licensed and insured contractors. No work is to commence without the express, written approval of the Missaukee County Housing Committee.
Applications are reviewed by the Missaukee County Housing Committee on an as-needed basis. All meetings of the Missaukee County Housing Committee are posted and open to the public.
For additional information regarding this program, please call (231) 839-4967 x242.
Missaukee County – FY17 Area Median Income
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